Total access digital banking, available on your laptop, tablet and smartphone to keep tabs on your account 24/7 including access to your credit score.
Get $200
with your new checking account1
and ditch overdraft fees if you
choose Confidence CheckingTM
Get $2001 with any new personal checking account plus never pay overdraft fees if you choose our Confidence CheckingTM account. Open your new checking account today by phone at 844.711.2265 or online. To earn the $200, use promo code NEWACCOUNT and complete 5 or more transactions that you initiate including deposits and withdrawals within 60 days of account opening.1
Be sure to use offer code NEWACCOUNT.
or call 844.711.2265 to open by phone.
Personal Checking Account Features:
Which type of checking account is right for me?
Request More Information TodayOur team would love to connect with you about our checking accounts and how we can help you meet your financial goals.
Features with Every Personal Checking Account
- Pay friends and family with Zelle.®4
- Pay with your phone through Google PayTM, Apple Pay,TM Samsung PayTM, FitBit PayTM and Garmin Pay.TM
- Turn your debit card on and off with the SecurLOCKTM Equip app.
- Track expenses and set savings goals with Money Manager.
- Transfer money between your accounts automatically so your savings can build without giving it a second thought.
Popular Confidence CheckingTM Account Features
- Only spend the money you have, which means no overdraft fees ever.
- Pay with your Mastercard® debit card made from ocean-bound plastic.
- $5 monthly service charge can be waived when you use your account the way you want just five times each month.5
or call 844.711.2265 to open by phone. Be sure to use offer code NEWACCOUNT.
Frequently Asked Questions
How do I qualify for $2001?
Get $2001 when you open a new checking account online or by phone using promo code NEWACCOUNT and complete 5 or more transactions that you initiate including deposits and withdrawals within 60 days of account opening.
Which type of checking account is right for me?
We'd love to help you find out. Our account comparison below allows you to view benefits of each account type to find the best fit for your financial life.
Account Comparisons
| Qualifying Checking Accounts | Confidence CheckingTM | Hometown Checking | Hometown Checking + Interest |
Hometown Checking + Interest + Solutions |
| Overdraft Protection | ||||
| Free Overdraft Protection Transfers from a linked Hometown Savings2 |
N/A |
|||
| Overdraft Protection Transfers from any other linked FCB Account2 (including lines of credit) | $15 per day | $15 per day | Free | |
| Additional Features | ||||
| Check writing | None | Unlimited | Unlimited | Unlimited |
| Interest Bearing | ||||
| Relationship Money Market Rate Benefit6 | ||||
| Premium Debit Card Benefits7 | ||||
| 25% Discount on Rush Bill Payments8 | ||||
| Pricing | ||||
| Minimum Opening Deposit | $0 | $50 | $50 | $50 |
| Monthly Service Charge | $5 | $2 | $5 | $10 |
| Options to waive service charge | 5 or more customer-initiated transactions per statement cycle5 | Enroll in eStatements | $1,000 or more in deposits per statement cycle | $2,000 or more in deposits per statement cycle |