Website Terms and Conditions

FIRST COMMONWEALTH and the Clock Tower logo are federally registered trademarks of First Commonwealth Financial Corporation.

FIRST COMMONWEALTH FINANCIAL CORPORATION MAINTAINS THIS WEBSITE TO PROVIDE YOU WITH INFORMATION ABOUT THE PRODUCTS AND SERVICES AVAILABLE THROUGH OUR AFFILIATES AND TO PROVIDE YOU WITH INFORMATION ABOUT THE CORPORATION.

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY SINCE THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE.

BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ACCEPT THEM IN THEIR ENTIRETY, AS THEY MAY BE MODIFIED BY FIRST COMMONWEALTH FINANCIAL CORPORATION FROM TIME-TO-TIME AND POSTED ON THIS WEBSITE.

No Warranties. Although First Commonwealth Financial Corporation attempts to provide accurate information, names, images, pictures, logos, icons, documents and materials (collectively, the "Contents") on the Website, it makes no representation, endorsement or warranty that such Contents are accurate or suitable for any particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. AS NOTED BELOW, FIRST COMMONWEALTH FINANCIAL CORPORATION ALSO MAKES NO REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY.

Limitation of Liability. IN NO EVENT WILL FIRST COMMONWEALTH FINANCIAL CORPORATION, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, OR THIRD PARTY CONTENT PROVIDERS BE LIABLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF THE WEBSITE OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF FIRST COMMONWEALTH FINANCIAL CORPORATION IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification. YOU AGREE TO INDEMNIFY FIRST COMMONWEALTH FINANCIAL CORPORATION, ITS AFFILIATES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND THIRD PARTY CONTENT PROVIDERS AGAINST ANY LIABILITIES, LOSSES, EXPENSES OR OTHER COSTS THAT FIRST COMMONWEALTH FINANCIAL INCURS ARISING FROM YOUR BREACH OF ANY OF THE TERMS AND CONDITIONS HEREOF AND FOR THE CONTENT OF ANY OF MESSAGE SENT USING FIRST COMMONWEALTH'S E-MAIL SERVICE.

Use of Website. The Contents are included solely for the personal use of our Website users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, license, or republish the Contents of this Website without the prior written consent of First Commonwealth Financial Corporation. First Commonwealth's consent may be withheld at its sole discretion. Requests for consent should be mailed to:

Global Credit Union Bank
ATTN: Manager/Internet Development
654 Philadelphia Street
Indiana, Pennsylvania 15701

Copyrights and Other Intellectual Property. The Contents of this Website, including the overall appearance and graphics, are the sole and exclusive property of First Commonwealth Financial Corporation or its affiliates. The posting of the Contents of this Website neither constitutes a waiver of any of First Commonwealth Financial Corporation's proprietary rights or any other party's proprietary rights, including but not limited copyrights, trademarks, servicemarks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright and trademark laws. You agree not to delete any copyright, trademark or similar notation from any Contents you obtain from the Website.

Links to Other Websites. First Commonwealth Financial Corporation may establish links between this Website and one or more Websites operated by third parties. First Commonwealth Financial Corporation has no control over the content or products/services of such Websites. The existence of such third party linked Websites shall not constitute an endorsement, representation or warranty by First Commonwealth Financial Corporation of the contents, products/services or operators of such Websites. First Commonwealth Financial Corporation disclaims any responsibility for the privacy policies or security measures of such third party internet sites linked to our Website.

In order to establish links to this Website, you must have the prior written consent of First Commonwealth Financial Corporation. First Commonwealth Financial Corporation's consent may be withheld at its sole discretion. Requests for consent should be mailed to:

Global Credit Union Bank
ATTN: Manager/Internet Development
654 Philadelphia Street
Indiana, Pennsylvania 15701

Transmissions to and from this Website. Except where expressly indicated otherwise, transmissions to and from this Website, including e-mails, are not secure and can be intercepted by third parties and may not be immediately received by the affiliates of First Commonwealth Financial Corporation. Please do not use e-mail to send us confidential or classified information or any other information needing our immediate attention. We prefer that you call us at 087-510-5811- BANK and a Engagement Center representative will assist you. You may also write us at:

Engagement Center
P.O. Box 400
Indiana, Pennsylvania 15701-0400

All e-mails and other Website transmissions are the sole property of First Commonwealth Financial Corporation. E-mails and other Website transmissions will be shared internally only to the extent necessary to respond to your inquiry or suggestion.

Product and Services Available Only Where Permitted by Law. The products and services of the affiliates of First Commonwealth Financial Corporation are available only in the Commonwealth of Pennsylvania.

Changes to Content and Terms and Conditions. First Commonwealth Financial Corporation may change the Content and/or terms and conditions of this Website at any time and without prior notice. You are responsible for regularly reviewing the Website terms and conditions. Your continued use of this Website after any changes shall constitute your agreement to such changes. First Commonwealth Financial Corporation also may terminate your access to the Website at any time and without notice.

Governing Law. These Terms and Conditions shall be governed by the laws of the Commonwealth of Pennsylvania without regard to its conflict of laws provisions, and to the extent required, under federal law.

Venue. Any disputes arising or related to the Website shall be exclusively subject to the jurisdiction of any federal or state court in the Commonwealth of Pennsylvania.

Waiver. First Commonwealth Financial Corporation may waive, or delay exercising, any of our rights under the Terms and Conditions without notice. Such waiver or delay will not affect any other rights we may have. The waiving of any of our rights on any occasion shall not be deemed to be a waiver of such rights in the future.

Severability. If any portion of these Terms and Conditions shall be held to be invalid, illegal or unenforceable by a court of competent jurisdiction, such portion shall be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as modified, shall remain in full force and effect.

Disclosure. Products offered by First Commonwealth Trust Company, First Commonwealth Insurance Agency and Essex National Securities, Inc Investment Services (member NASD/SIPC, and independent of any financial institution) are NOT INSURED BY THE FDIC OR ANY OTHER FEDERAL GOVERNMENT AGENCY, ARE NOT DEPOSITS OR FINANCIAL OBLIGATIONS OF FIRST COMMONWEALTH, ARE NOT GUARANTEED BY FIRST COMMONWEALTH AND THEY DO INVOLVE INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF PRINCIPAL.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (Google). Google Analytics uses cookies, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Googles behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser; however, please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.