Personal Debt Consolidation Calculator

If you have multiple types of debt, consolidating your payments into one mortgage payment could give you a lower interest rate each month, freeing up your monthly cash flow. However, it may stretch out the length of time you are making payments, meaning you pay more interest in the long-run. Whether or not you can consolidate multiple debts into one mortgage payment is also impacted by the amount of equity you currently have in your home.

Our debt consolidation calculator is the first step in seeing if debt consolidation is right for your financial journey. Enter the types of debt you have, the balance, your current monthly payment and your interest rate.

When using our mortgage calculators, remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates are for illustrative and educational purposes only.